Xapo is an intuitive and secure Bitcoin wallet system that operates through a browser. Xapo uses offline servers that are never connected to the internet that give it an edge on other web based wallet systems - i.e. better security through gateway procedures. The Company also supports a prepaid debit card system that is compatible with most PoS systems and Bitcoin ATM's. So you can have a very secure third party managed system with hot wallet to run around on the go that needs to be topped up via an internet connection.